A note to our Deluxe partners about the coronavirus (COVID-19).

Deluxe is dedicated to customer success. Learn More

Paying and Getting Paid

Ways to keep cash flowing in online

payment solutions

It’s not an exaggeration to suggest a massive number of businesses may not recover from this pandemic.

Many businesses are coping by ramping up their digital receivables and payables and back office management, and that’s where Deluxe can help you. From paying expenses remotely to securing bridge financing and information on refinancing, we’re here with tools to give your business the best chances to survive today – and thrive tomorrow.

Answers to our most commonly asked questions

How do I switch to online payables?

We are offering Five free eChecks for any small business, so you can pay your employees or reimburse them using a virtual check that delivers instantly, without the need to touch paper or use USPS services. We can also help you moving from selling in store to selling online or taking payments while on-the-go. Clover Go is our mobile point-of-sale device that allows you to accept payments while on-the-go.

Are there any other temporary assistance programs and tax credits available for small businesses?

As an alternative to the Paycheck Protection Program, the CARES Act gives small business owners access to a payroll tax credit called the Employee Retention Credit, which serves as a wage subsidy. You can also postpone paying your income taxes and some payroll taxes, apply for an economic injury disaster loan, and even file for a tax refund if you had a net operating loss or made improvements to a retail store in 2018. Deluxe has teamed with H&R Block to help our customers navigate these challenging times. H&R Block has identified tax professionals that specialize in small business issues and they are standing by to provide you with a personalized Recovery Action Plan to help you identify specific CARES Act relief options for your business while outlining potential immediate next steps you can take.

How can I accept virtual payments?

For more robust online sales help, we can help you utilize Merchant Services provides you with the Clover hardware you need to accept payments on-the-go as you pivot from in-store to delivery sales, as well as Deluxe Payment Exchange which allows you to send digital payments to your vendors from anywhere.

What can I do to prepare to apply for financial assistance for my small business?

If you do not have your business’ articles of incorporation or the business documents necessary to complete a loan application, we can help.  Give us a call at 877-692-6772 and we can obtain the documents quickly on your behalf. An Employer Identification Number (EIN) is required to open a bank account, get a business loan, hire employees, and more.  To support you, we are offering a free EIN/Tax ID Filings for any small business. We offer a variety of Incorporation Services to help you protect your assets and save on taxes by helping you form an LLC or corporation or get your business name secured with a DBA.  Our experts are ready to help you with your business needs.

How do I apply for the SBA’s Paycheck Protection Program? 

The Paycheck Protection Program is an SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis.  You can apply through your existing qualified SBA lender, any SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating.  Consult with your FI to see if they are participating in the program and to find out what their specific requirements are. Due to high demand lenders may have specific requirements.  Other regulated lenders will be available to make these loans as soon as they are approved and enrolled in the program.     

For more info on SBA Coronovirus Relief Options visit https://www.sba.gov/funding-programs/loans/coronavirus-relief-options

Small Business Solutions

Take your business to the next level

We can't wait to help

Please enter your information below and the team at Deluxe will be in touch to get started.