How to Deposit eChecks


Keep vendors and payees happy with a payment solution recipients love

Paying your bills on time or earlier keeps vendors, suppliers and other recipients happy and motivated to go the extra mile for your business.

Why send them a check that could get lost or delayed in the mail when there’s a faster, better way to pay? Make the switch from paper checks to a payment solution your recipients will love.

Payments as easy as 1-2-3

In a recent study, recipients preferred Deluxe® eChecks 3-to-1 over paper checks. That’s because getting paid with eChecks is as simple as:
Send eChecks
Receive & retrieve
Send eChecks
Send eChecks


1. Receive & retrieve

  • Instant delivery

    Recipients and payees receive a notification email that contains a secure link to their check. All they need to do is click the green box to retrieve it.
  • Personalized for peace of mind

    Customize eChecks with your business name and logo, so recipients can retrieve their eChecks with confidence.
  • Add a personal note

    For clarification, include payment details or other information with the eCheck.
Send eChecks


2. Print

  • Simple and secure

    First-time recipients can view a quick introduction that answers common questions about eChecks. Otherwise, they’re free to preview the check through a secure online portal. Your bank account and routing numbers are hidden until the eCheck is printed.
  • Flexible printing choices — no special supplies required

    Recipients print eChecks from any home or office printer, and at any time within 90 days. Deluxe eChecks can be printed on plain white paper.
Send eChecks
  • No need for sensitive banking information

    Recipients don’t need to enter any of their own banking information to retrieve an eCheck.
  • No fees or obligations

    Recipients don’t ever have to pay a set-up fee, sign up for anything or create an account to print their eChecks. They simply agree to the Deluxe terms and conditions and click Print Now.


3. Deposit

  • Endorse and deposit like any other check

    After cutting along the dotted line and endorsing the back, the recipient can deposit the eCheck with their bank or credit union, through an ATM or using Remote Deposit Capture on a smartphone. When available, if the recipient needs access to an eCheck payment even faster, they can opt in for those funds to be available in their bank account in minutes by using Instant Funds* powered by Hyperwallet.

    Learn more about eDeposits >>

    *Majority of transactions will be funded within 30 minutes, but it could take up to 2 business days. The funds availability timing for the initial transaction will generally be indicative of future transactions for the account you set up. A small fee will be charged to the eCheck recipient for each eDeposit. Check clearing provided by our partner bank.
  • Help is just a phone call away

    If they have trouble opening or printing a check, recipients can contact our friendly customer support team at 800.631.8962.
Send eChecks


“People like the fact that if they call and say they need money today, they can actually get it today. Deluxe eChecks have certainly made my job easier.”

- Scott Harklau, SH Distributing Inc.

See more testimonials »



echecks mobile App

Mobile App

Pay anytime, from anywhere using your smartphone or tablet. Simply download the free app and enter your eCheck credentials to:
  • create, send and receive payments
  • authorize and send checks created by another user
  • monitor your account activity
  • view payments you've received in your lockbox
Learn more about the Mobile Checkbook app »
echecks mobile App
echecks mobile App
echecks mobile App
echecks mobile App

Ready to Get Started?

Get started with our special introductory offer – 50 Deluxe eChecks for just $30

Questions? Still curious how they work? We’re here to help! 877.632.7573
We’ll even send you a $1 eCheck so you can see for yourself how fast and easy it is to send and receive payments by email.

Help & Support

Customer Support: 800.631.8962
Monday-Friday -- 7:00 am - 10:00 pm CST
Saturday -- 8:00 am - 4:30 pm CST
Online Chat »