Loved By Recipients
Loved by recipientsIt's true. When asked, people preferred receiving Deluxe eChecks 3-to-1 over being paid with paper checks.
Why your payees will appreciate eChecks
Instant DeliverySending an eCheck means your payment is delivered instantly. Seconds after you hit send, they'll be notified by email that a printable Deluxe eCheck is waiting for them to retrieve and print via secure link.
No Cost to ReceiveJust like with a traditional check, there are no fees attached to an eCheck. Once printed, your recipient can simply deposit it just like any other check.
No Account RequiredTo receive an eCheck, all a payee needs is an email address. The check will be sent in a one-time view/print PDF which they'll simply open, print and deposit as they would any other check. To unlock additional benefits and features, there is an option for them to create their own eChecks account but it's not required to receive payment.
No Set-up to ReceiveWith other payment options such as ACH, a set-up process is required and those receiving payment need to share private bank information with those issuing payment, opening themselves up to potential for fraud. With Deluxe eChecks, banking information is never shared and there's no set-up fee.
Multiple Deposit OptionsRecipients can deposit eChecks just like any other check – at a bank or credit union, through an ATM or using their branch's Remote Deposit Capture. When available, if the recipient needs access to an eCheck payment even faster, they can opt in for those funds to be available in their bank account in minutes by using Instant Funds* powered by Hyperwallet.
Safe, Secure Fraud PreventionOur proprietary approach based on patented technology allows companies and banks to help reduce fraud by easily verifying the authenticity of each eCheck. Customers and financial institutions using our Check Validation service can confirm at any time that an authorized Deluxe eCheck was created by a user of the system and that the check has remained unaltered since creation. This service can assist in catching and stopping fraudulent checks before they enter the banking ecosystem.
*Majority of transactions will be funded within 30 minutes, but it could take up to 2 business days. The funds availability timing for the initial transaction will generally be indicative of future transactions for the account you set up. A small fee will be charged to the eCheck recipient for each eDeposit. Check clearing provided by our partner bank.
Frequently Asked Questions
How do I receive a check?Receiving a check by email is free and no registration is required.
Will banks accept my Deluxe eChecks?Yes. Deluxe eChecks are exactly like any other check accepted by your financial institution. If your financial institution does have questions, they can simply follow the directions on the check to verify its authenticity.
Can I really just print a check from a regular printer?Yes. Just like other important documents such as airline boarding passes, Deluxe eChecks can be printed on your printer. Once printed, Deluxe eChecks can be deposited at financial institutions just like paper checks. See All FAQs »