Still mailing
paper checks?

Now, there's a better
way to pay!

discover ECHECKS
Or call us at 877.632.7573

Checks delivered at the speed of email.

Deluxe eChecks are just that — checks. They're not EFT (Electronic Funds Transfer), ACH (Automatic Clearing House) and they're not Online Bill Pay. They're simply everything a paper checks is, with one difference — they're delivered in seconds via email!

echecks by deluxe

Fast & easy

Paying by eCheck means your online payment is delivered instantly to the intended recipient — all you need to send a payment is their email address. With Deluxe eChecks, you can:
  • take control over your cash flow with the power to pay in seconds
  • create, sign, and send checks from your computer or mobile device
  • integrate with Quickbooks for seamless bill payments

See how easy it is to send eChecks »

Safe & secure

When it comes to payments, security is paramount. Our patent-pending technology combined with a highly-secure platform and unique delivery method that reduces the number of people who touch any given check significantly reduces the potential for check fraud.

See why eChecks are the secure option »
eCheck verification tool »

Reduce hard & soft costs

As an online payment method, Deluxe eChecks will save you money by eliminating the need for:
  • paper check stock
  • printing and mailing costs
  • handling costs and delays for stuffing and mailing as well as tracking delivery and receipt


See how much you'll save using eChecks »

You'll love sending eChecks, they'll love receiving them.

According to a recent study, eChecks were selected as the preferred payment method, 3-to-1, over paper checks.

See why recipients love receiving eChecks »

Built for business

From contractors to retailers to restaurateurs, Deluxe eChecks not only save small businesses time and money, but they:
  • integrate easily with current accounting software such as QuickBooks
  • include full remittance data sent to recipient with payment
  • make it easier than ever to send mobile payments
See why eChecks are the right business checks for small business »


Scalable for enterprise applications

The perfect online payment solution for large businesses accustomed to sending large numbers of checks each month, Deluxe eChecks:
  • Send hundreds, thousands or hundreds of thousands of payments in just seconds
  • Streamline processes, reduce costs and improve cash flow management
  • Integrate quickly and easily into your current processes using our full-featured API and integration support
See how eChecks are a great fit for large businesses »

Deluxe eChecks vs. other payment methods

For over 100 years, Deluxe has been providing best-in-class payment solutions to both businesses and consumers, while earning a hard-won reputation for trust. Deluxe eChecks are the next evolution in the payment space — a step into the digital world that gives you a time-saving, less-costly alternative to other payment methods.

See how eChecks stack up to other payment solutions »
echecks mobile App

Mobile Checkbook App

Pay anytime, from anywhere using your smartphone or tablet.Learn more about the Mobile Checkbook app »
echecks mobile App
echecks mobile App
echecks mobile App
echecks mobile App

Ready to get started?

Get started with our special introductory offer – 50 Deluxe eChecks for just $30

Questions? Still curious how they work? We’re here to help! 877.632.7573
We’ll even send you a $1 eCheck so you can see for yourself how fast and easy it is to send and receive payments by email.


out of 5

You set it up once and it's easy to do

I'm old so I'm old school and I guess I was a little nervous about it. But I'm on board! I am the biggest fan. I think it's great and its really helpful for us. I like that it is simple. You set it up once and it's easy to do.
out of 5

The process is invaluable

The process is invaluable. A lot of stuff in our business is last minute or spur of the moment and you have to get it out really quickly and someone needs it immediately, so mailing a check is impossible. This is a tangible product that they can have in their hands immediately. It is made for our business, it's perfect.
out of 5

I can send eChecks, life is good

In my small company, cash flow is everything. I may not be able to place an order until I get that vendor paid. Now I call my rep and say 'I just sent you an eCheck" and they say 'Go ahead and place that order.' I would say another big plus is I can do it from my mobile phone. In today's world I can control my home from my mobile phone, I can let people in, I can control my lighting, I can send eChecks, life is good.
out of 5

A life saver for our company

I would highly recommend Deluxe e-checks as it has saved our Accounts Payable department several hours each week processing payments. Prior to implementing e-checks, our A/P clerk would print out the checks (about 1030/week) and they’d go for signing. Then the checks would come back to the A/P clerk to stuff into envelopes. We’ve literally cut our A/P process in half by eliminating the check stuffing! I was hesitant at first when I heard about checks being emailed but little did I know what a life saver this was for our company. The other plus is the customer service from Deluxe is like no other vendor I’ve ever done business with – they truly care about their clients!
Read more testimonials
(4.8/5 average from 31 ratings)


Help & Support

Customer Support: 800.631.8962
Monday-Friday -- 7:00 am - 10:00 pm CST
Saturday -- 8:00 am - 4:30 pm CST
Online Chat »