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Money in just minutes 

Happier recipients provide better service to your business

Your eCheck recipients can take advantage of our eDeposit Services without the need for you to take any extra steps or pay any fees. Every recipient can either pay a small fee to use eDeposit or print their eCheck for free. They simply choose to use eDeposit when they receive notification of an eCheck payment.

Access eCheck funds quickly or on their own time - it’s their choice 


When retrieving an eCheck, recipients can decide how fast the funds reach their account by choosing from two easy options:

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When available, they can access funds fast with Instant Funds* powered by Hyperwallet. In minutes the funds are guaranteed and available in the payee’s bank account, for a small fee with no need to print the eCheck and no need to wait one, two, or even up to 10 days for a check to clear.

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They can print the eCheck from from any printer and deposit at a bank, just like a paper check. There’s no charge, and funds are available according to the bank’s processing schedule.


Recipients love eDeposit Services

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Reliable, guaranteed funds

Recipients can rest easy knowing that the eCheck payment will be available in their account for almost immediate use.

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They enjoy anytime, anywhere payments

Recipients can now retrieve and eDeposit funds whenever and wherever they are.

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Paperless and planet-friendly

No printer? No problem. Instant Funds powered by Hyperwallet, deliver funds to a payee’s bank account electronically.


Here's how to deposit an eCheck

1. Receive & retrieve

Recipients and payees receive a notification email that contains a secure link to their check. All they need to do is click the green box to retrieve it.

2. Print

First-time recipients can view a quick introduction that answers common questions about eChecks. Otherwise, they’re free to preview the check through a secure online portal. Your bank account and routing numbers are hidden until the eCheck is printed.

Print from any home or office printer, on plain white paper, at any time within 90 days of receipt. No need for recipients to ever enter their banking information and no fees or obligations to receive their payments.

3. Deposit

After cutting along the dotted line and endorsing the back, the recipient can deposit the eCheck with their bank or credit union via ATM or using Remote Deposit Capture on a smartphone. When available, if the recipient needs access to an eCheck payment even faster, they can opt in for those funds to be deposited to their bank account in minutes by using Instant Funds* powered by Hyperwallet.

Learn more about eDeposits >>

*Majority of transactions will be funded within 30 minutes, but it could take up to 2 business days. The funds availability timing for the initial transaction will generally be indicative of future transactions for the account you set up. A small fee will be charged to the eCheck recipient for each eDeposit. Check clearing provided by our partner bank.

Recipients eDeposit Services

Recipients set the pace for payment

Every time a payee receives an eCheck, they can choose how quickly to access their funds by either printing the eCheck and depositing at a bank or selecting the Instant Funds option for money made available in minutes. Payees can switch it up to suit their schedule, every time.

Predictable, per-transaction fee

Every time a recipient uses Instant Funds powered by Hyperwallet, they pay a small fee that is conveniently deducted right from the transaction. There’s no set-up or subscription fee, and no obligation to use Instant Funds for future eChecks payments.


Send faster payments today

Get started with our special Deluxe eChecks introductory offer: 50 eChecks for just $30

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Monday - Friday 8:00 am - 7:00 pm CST
Saturday 8:00 am - 4:30 pm CST