Blank Stock Laser Business Checks

Frequently Asked Questions - Blank Business Check Stock

Can I use blank check stock with any accounting software?

In general, you can use blank check stock with most accounting software that supports check printing. Ensure that your accounting software has the capability to print checks and supports the use of blank check stock, and that you have proper access controls and safeguards in place to protect against potential fraud for your check printing system.

Consider using check printing software that complies with the necessary security and MICR (Magnetic Ink Character Recognition) encoding standards. Certain software might have additional security features like check signature requirements or multi-factor authentication to enhance the security of check printing. Within your accounting software, you may need to configure the check printing settings.

What is an MICR line and do banks require it?

An MICR (Magnetic Ink Character Recognition) line is a series of numbers and characters printed on the bottom of checks and financial documents in a specific MICR font. It is used to facilitate the processing and verification of these documents by financial institutions. The MICR line is printed with a special magnetic ink that allows it to be easily read and processed by automated machines, such as check sorting machines.

The MICR line plays a crucial role in the check processing system, as it enables the efficient and accurate sorting, routing, and posting of checks to the correct accounts. When checks are processed at banks or clearinghouses, the MICR line is read by machines, and the information it contains is used to facilitate the electronic transfer of funds between accounts.

Can I print my own checks using regular paper?

Yes, you can print your own checks using regular paper, however, they will not contain any of the inherent security features that a secure financial instrument should have. Additionally, the recipient of the plain paper check could very well question the authenticity of your payment, as it doesn’t have the look and feel of a real check. You would also need to use magnetic toner and the proper MICR font when printing.

Do I need to use special toner when printing checks?

Yes, you need to use special toner when printing checks. This is because the MICR line on a check is printed using magnetic ink, and standard toner does not contain the magnetic properties necessary for the MICR line to be read by machines. If you try to print checks with standard toner, the MICR line will not be readable, and your checks may not be accepted by banks.

If you are printing checks on a laser printer, you will need to use a MICR toner cartridge that is specifically designed for laser printers. There are also MICR ink cartridges available for inkjet printers.

Which security features are available for blank laser checks?

Advanced security features may include chemically sensitive paper, microprint border, erasure protection, security screen, watermark, heat sensitive ink, and warning box. All Deluxe orders go through proprietary screening to prevent unauthorized orders, and they have tamper-evident packaging.