Deluxe Business Checks: Security Matters
Checks are the payment method most often targeted by fraudsters. In 2024, 63% of organizations faced check fraud, based on the 2025 AFP Payments Fraud and Control Survey.
High Security checks are specifically designed with multiple layers of defense to protect against fraud. With modern copiers producing duplicates that rival originals, it's easier than ever for fraudsters to copy and fake a business check. But Deluxe has been in the check printing business for over 100 years, and we've pioneered security technology that makes our High Security checks virtually impossible to copy.
Business Check Security Features That Can Help Prevent Check Fraud
The checks you use are an essential part of your everyday business operations; you shouldn’t have to worry about your security every time you use one. The following security features on all Deluxe High Security Business Checks are essential to preventing check fraud with business checks. Also learn about the standard features of our business checks.
Anti-Copy Technology**
Proprietary check technology compromises reproduction on most commonly-used copiers. Fraudsters will end up with a black or blank page, no matter the quality of the copier they use.
Check Back Pattern
Original document screening deters cut-and-paste alteration attempts.
Erasure Protection
Attempts to alter check may produce a white mark in the background pattern
Foil Hologram
A safety hologram adds another layer of protection to your checks. You may have seen something similar on your driver's license. Each check is hot stamped with a multi-dimensional seal that cannot be copied, as it is applied on top of the paper and not printed. As such, it will appear as a black box on a copied check.
Fraud Warning
Verbiage indicating that high security features are present to deter fraudsters.
High Resolution Border & Complex Color Patterns***
Successful check fraud depends on the criminal’s ability to replicate a legitimate check. High-Security checks from Deluxe feature high-resolution borders and complex color patterns that are much more difficult for criminals to forge.
Microprinting
Small type in check elements appear as dotted lines when copied.
Mobile/Remote Deposit Reminder
These days, it's important to utilize financial solutions that you can use on the go. Not only should you be able to make payments anywhere, but you should also be able to manage deposits while you're out and about. With mobile remote deposit reminder, you will track and date deposits made via mobile device to prevent depositing checks twice.
Padlock Icon
CPSA approved security sign conveys security features are included on check.
Thermochromic (Heat Sensitive) Ink
This is ink that disappears when heat is applied. Copied checks will not be able to replicate this feature.
Toner Adhesion Properties
Chemistry in paper bonds laser toner to paper fibers with heat; damage visible with alteration attempts.
True Watermark**
You're likely already including watermarks on your documents and contracts. It's just as important to have them on your checks. Watermark pressed into paper can be seen by holding the check up to a light source but cannot be reproduced by copiers or scanners.
Warning Box
Back of check lists security features that may be in place and how to detect fraud.
**Available on High Security Business Checks only
***Available only on the Premium Personal High Security Check and High Security Business Checks.
Additional Check Security Services
Fraud Blocker
Deluxe provides fraud screening services to help detect fraud and mitigate identity theft, automatically added to a business MICR check order. If the order is above the fraud severity threshold, a Deluxe Fraud Team member researches fraud indicators and verifies/approves the order or cancels the order.
EZShield
Deluxe offers check fraud protection, identity restoration, and related services to help individuals and small businesses reduce the risk of fraud and recover from fraud events. Find out more about EZShield and how it helps provide check fraud protection and business identity restoration.