Payments
Empower your business with seamless transactions
In today's fast-paced business environment, offering a versatile and secure payment system is crucial. Wherever your customers are, our solutions meet the needs of businesses of all sizes, providing an efficient, reliable, and user-friendly platform for processing payments.
Financial institutions, government entities, SaaS providers, e-commerce businesses, retail and restaurant owners nationwide rely on Deluxe Merchant Services to meet all of their payment needs.
By offering a wide range of payment solutions and integrated software, Deluxe Merchant Services helps you accept and process transactions in-store, online and on-the-go.
Accept credit cards, debit cards, ACH payments, and digital wallets, and enable contactless payments for a seamless checkout experience.
Accept payments on any device, through a wide range of payment processing methods, with flexible features that can be customized to meet the unique needs of your business or entity.
Benefit from fast transaction times and minimal downtime, improving cash flow with rapid fund transfers.
Access real-time data and analytics to monitor sales and track performance, plus generate detailed reports that streamline accounting and reconciliation.
Technology and software solutions help you give customers friendly, frictionless payment experiences, matched with security and fraud protection to help keep card data safe.
Receive 24/7/365 expert support from our service center—11-time winner of the Association of Teleservices International (ATSI) Call Center Award of Distinction.
Experience the convenience of customizable payments tailored to your unique business needs
In Store Payments
Complete orders in-person and online via Virtual Terminal devices or Point-of-Sale System
Online Payments
Online sales have never been easier, with customized checkout page and easy payment options.
On the go Mobile Payments
Accept payments through your smartphone or tablet using an EMV chip or magstripe reader.
RESOURCES
FAQ
Payment processing comprises several steps but takes only a few seconds to complete. Here’s how it works:
A customer uses their debit/credit card to pay for goods or services.
The merchant’s payment processor authorizes the payment with the card’s network (Visa, Mastercard, etc.) and sends the information to the customer’s issuing bank.
The bank verifies the card is legitimate and whether the funds are available to cover the purchase, either approving or declining as appropriate.
The merchant then compiles (batches) all the day’s transactions and sends to their payment processor for the funds to be deposited to the merchant’s account and debited to the cardholder (the charge then appears on their monthly statement).
Flexibility is key when it comes to payment solutions and advancements in technology continue to improve efficiencies and convenience for both you and your customers. That’s why having the right payment processing partner is so important to the success of your business. You need a payments partner that offers flexible pricing models based on your business needs, multiple hardware and software solutions that grow in tandem with your business, and PCI-compliant solutions that protect both you and your customers.
Merchant services is a broad term used to describe processing services that allow a business to accept credit/debit cards for payment through a secure network.
Businesses can accept traditional magnetic stripe cards, EMV chip cards, digital wallets and peer-to-peer payment options. Also, you should consider contactless payment options that allow you to serve customers on-the-go, over the phone and online with credit/debit cards and, depending on customer base, secure checks.
Anyone can sell you a product or service. A partner shares your vision and your values, and works with you to help you achieve your goals.