eChecks Provide Secure Online Payments
Developed with security in mind.When it comes to check payments, security is paramount. Built on a foundation of security, Deluxe eChecks feature a traceable pedigree along with other security features to minimize the chance of fraud.
- Over 100 years of Deluxe's security expertise is built into each check
- No banking information is ever transmitted via email
- Unique delivery method reduces the number of people touch each check
- Recipients and financial institutions can easily verify each check's authenticity
- Our online system is highly secure, because your security is our top concern
Deluxe eChecks state-of-the-art security features virtually eliminate check fraud for greater peace of mind.
State-of-the-art platform securityOur servers are housed in a secure, camera-monitored environment behind closed doors. By employing an intricate system of checks and balances, we control who can access our records. Deluxe eChecks are not sent as an attachment but are retrieved via a link from our secure, online system.
Organizational and Financial ControlsAs the administrator of your Deluxe eChecks account, you'll be able to designate not only who can log into the account, but also what they can do within the account. These permission levels include options such as:
- create checks
- sign and send checks
- and more, depending on their needs and role
Reduced touchpoints = reduced risk of fraudThe typical paper check is touched by 8 people during its life cycle, from issued to deposit. Deluxe eChecks go directly from the issuer to the recipient, eliminating 6 interception points where fraud could be perpetrated.
Check voids and Stop PaymentsUntil a Deluxe eCheck has been retrieved and printed, it can be voided through the online system, virtually eliminating the need to issue Stop Payments. Once voided, an eCheck will no longer be retrievable.
Verification on our secure online databaseOur patented technology includes a proprietary stamp on each eCheck that allows financial institution's to verify authenticity.
No need to store sensitive financial informationUnlike other electronic payment methods, all you need to send eChecks is your recipient's email address. There's no need to obtain recipient's sensitive financial information so you don't have to worry about keeping someone else's bank information secure.
Frequently Asked Questions
How do Deluxe eChecks protect against fraud?Deluxe eChecks feature a traceable pedigree along with other security features, including:
Limited touchpointsThe typical paper check is touched by as many as 8 people from the time it’s issued to the time it’s cashed. That’s 6 interception points between the issuer and the receiver where fraud can be perpetrated. Deluxe eChecks are sent directly from payer to payee, eliminating those interception points.
Separation of controlsBy providing for separation of controls, we give you the ability to assign members access to your accounts, while delegating what functions they’ll be allowed to perform (create checks, sign checks, etc.)
Secure, online retrievalDeluxe eChecks are not sent as an attachment. Instead, they are retrieved via a link from a secure, online system.
Verification on our secure online databaseEach Deluxe eCheck receives a proprietary stamp that allows financial institutions to verify the authenticity of every check issued.
What security protocols are used on the eChecks platform?The Deluxe eCheck software-as-a-service is deployed using best practices for high availability and bank level SSL security and our secured data centers are regularly reviewed for compliance.
How can a bank verify the validity of an eCheck?Each Deluxe eCheck receives a complex, cryptographic time stamp. If your bank does have questions, they can simply follow the directions provided on every eCheck to verify its authenticity, and confirm that it has not been modified or altered since the time it was issued.See All FAQs »