Payments

How do eChecks work? We'll show you.

Just a few simple steps that will help you understand how to send secure, digital payments.

Overview

Email a check. Simple as that.

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eChecks are regular checks that you can send and receive in just seconds using email. There’s no additional software or technology required, and anyone with an email address can receive an eCheck.

They can be printed and deposited like a paper check, or the recipient can choose to utilize deposit services.

FEATURES & BENEFITS

Payments made as easy as eChecks

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Security first

Help minimize risk with patented security features, combined with a delivery method that minimizes contact points.

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Pay in seconds

Pay by check from your email. It has all the upside of of paper checks, but it’s faster.

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Cut expenses

You can stop buying check stock, printer ink, envelopes or postage. Oh, and stuffing envelopes is a thing of the past too.

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Remittance comes with

You can include up to eight columns and multiple lines of customizable remittance with each payment, to mirror current AP processes.

KEY BENEFITS

eChecks make paying easy

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Send a single payment, create a check run or import a check batch. Whether your business is one person or a large enterprise, eChecks scale up or down to fit your needs. And with no printing, signing, stuffing or mailing required, you’ll actually streamline your payment process.

Convenient, customizable payment processing

Send the payments you want, when and how you need them, in just a few clicks:

  • Send individual payments in just seconds
  • Create check runs containing multiple eChecks in a few minutes
  • Import a .CSV check batch and send the payments as eChecks
  • Integrate eChecks with QuickBooks® or any other accounting program and write eChecks right from the software
  • Choose Print+Mail option and we’ll print and mail paper checks for you — same day — on high security check stock

 

HOW IT WORKS

It’s easier and faster to create and send payments with eChecks and Print+Mail

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Link your Deluxe Payment Exchange and bank accounts

Create an account and link bank account to the platform.

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Prepare real time payments

Enter payment details, remittance data and attachments directly into the platform, then upload a file, or, if using an eCheck, use the QuickBooks® connection. Select eCheck or Print+Mail for Deluxe Payment Exchange to send out a printed check.

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Recipient is ready to accept their payment

If using an eCheck, the recipient is notified of payment via email, views remittance data and chooses their deposit method, either electronically or printed. If using Print+Mail, the recipient receives their check payment with remittance data in the mail.

VIDEOS

Make quick and easy payments

 

Single Payments

Learn how to create a single payment using Deluxe Payment Exchange.

 

Multiple Payments

Learn how to create multiple payments using Deluxe Payment Exchange.

Send faster payments today

Get started with eChecks: 50 eChecks for just $34

MORE SOLUTIONS

How eDeposit and Print+Mail work

business owner using print+mail payments

Create & Send

Just log in to send a single check or a multiple batch, enter an email address and hit “Send”, or integrate with QuickBooks® and other software to send checks. If you don’t have a recipient email address or they simply require a paper check, our Print+Mail option will print and mail.

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How to deposit/cash an eCheck

After being printed on any regular printer, an eCheck is deposited just like any other check — at a bank branch, through an ATM or using Remote Deposit Capture on a smartphone. When available, if the recipient needs access to an eCheck payment even faster, they can opt in for those funds to be available in their bank account in minutes.

Request a free demo

Learn how easily Deluxe Payment Exchange can integrate into your current AP process.

We’re here to help

Simply fill out the form and one of our experts will reach out to help you get started.

 

How it works FAQ

What is the difference between eChecks and ACH payments?

ACH (Automated Clearing House) is a process. ACH is electronically moving money from one account to another. An eCheck is an "electronic check" and is a payment method instead of a process.

Can you email a check?

Yes! eChecks allow all of the benefits of a paper check, in one fast, easy, low-cost digital solution.