Deluxe eChecks are a fast, easy and secure way to send payments.


Payments delivered at the speed of eMail

No more printing, signing, stuffing, and mailing checks… only to wait for days if not weeks for them to be received, opened and deposited.

With Deluxe eChecks, recipients are instantly notified by email that a printable Deluxe eCheck is waiting for them to access and print using a secure link.

Deluxe eChecks are as easy as:

Create eChecks
Create & send
Simply log in, fill out a check, enter an email address and hit "Send." Our file upload capability and comprehensive APIs let you send hundreds, thousands, even millions of eChecks all at the speed of email.
Send eChecks
Receive & retrieve
After receiving a secure link in their email, recipients can retrieve their checks from our equally secure online portal.
Print eChecks
Print the check
Using their office printer, the recipient can print their check for deposit.
Print eChecks
Deposit the check
An eCheck is deposited just like any other check – at the branch, through an ATM or using their branch's Remote Deposit Capture.

Deluxe eChecks are secure.

  • all you need to send an eCheck is an email address, never the recipient's banking information
  • your banking information is never transmitted via email to help keep you safe from potential fraud
  • our patent-pending technology allows recipients and banks to easily verify each check's authenticity

Additional Benefits of Using eChecks

Control eChecks

Controlled cash flow

Sending checks at the speed of email means you’re in control of exactly when you make your payment. Whether you’re paying early for better terms or waiting till the day the invoice is due -- eChecks put you in control of cash flow by letting you decide when your payment is made.
Environmentally friendly eChecks

Environmentally friendly

Reduce your carbon footprint by sending checks via email. Not only will you reduce the paper required to print and mail checks, but eliminating the need to deliver them will lead to reduced emissions from delivery vehicles.
Better organization eChecks

Better organization

Deluxe eChecks is the only electronic payment method that delivers the payment and full, free form remittance data electronically and simultaneously.
More flexibility

More flexibility

Send and receive Deluxe eChecks anytime from anywhere on your laptop, PC or mobile device.
Accepted everywhere eChecks

Accepted everywhere

Send and deposit eChecks with the same confidence you do using paper checks. Our patent-pending technology allows financial institutions to easily verify the authenticity of each Deluxe eCheck.
User Permissions eChecks

User Permissions

Control who can perform certain tasks within your account for an added layer of security. Separation of controls gives you the ability to assign who may access your account and which functions they're allowed to perform (create checks, sign checks, etc.).

Frequently Asked Questions


How do I email a Deluxe eCheck?

  • Register for free in our secure online payment system
  • Link to your checking account
  • Purchase Deluxe eChecks
  • Start writing and emailing checks (all you need is the recipient's email address)

Enterprise customers can avail of file uploads or comprehensive APIs.
Please call 855.688.9668.

How do I receive a check?

Receiving a check by email is free and no registration is required.
  • You’ll be notified by email that you’ve received a payment
  • Retrieve your Deluxe eCheck from our secure online system
  • Print your check
  • Cash or deposit it just like a regular check

Receive a $1 emailable check free today! 877.632.7573

Are there additional fees associated with Deluxe eChecks?

Pay for the quantity that best fits your needs and that’s it: no subscriptions, contracts, monthly fees or hidden costs. See All FAQs »
echecks mobile App

Mobile Checkbook App

Pay anytime, from anywhere using your smartphone or tablet.Learn more about the Mobile Checkbook app »
echecks mobile App
echecks mobile App
echecks mobile App
echecks mobile App

Ready to get started?

Get started with our special introductory offer – 50 Deluxe eChecks for just $30

Questions? Still curious how they work? We’re here to help! 877.632.7573
We’ll even send you a $1 eCheck so you can see for yourself how fast and easy it is to send and receive payments by email.


out of 5

I can send eChecks, life is good

In my small company, cash flow is everything. I may not be able to place an order until I get that vendor paid. Now I call my rep and say 'I just sent you an eCheck" and they say 'Go ahead and place that order.' I would say another big plus is I can do it from my mobile phone. In today's world I can control my home from my mobile phone, I can let people in, I can control my lighting, I can send eChecks, life is good.
Read more testimonials
(4.8 average from 31 ratings)


Help & Support

Customer Support: 800.631.8962
Monday-Friday -- 7:00 am - 10:00 pm CST
Saturday -- 8:00 am - 4:30 pm CST
Online Chat »