How do eChecks Work?


Streamline your payment process

Send checks at the speed of email. No printing, signing, stuffing or mailing required. Make your payments and get back to business without missing a beat.

Fast, easy and secure way to send checks

Four simple steps to send secure payments that won't get lost, stolen or delayed in the mail:

Create eChecks
Create & send
Just log in to send a single check or a multiple batch, enter an email address and hit "Send", or integrate with QuickBooks® and other software to send checks.
Send eChecks
Receive & retrieve
After receiving a secure link in their email, recipients retrieve their checks from our secure online portal.
Print eChecks
Print the check
Using a standard printer, the recipient prints the check for deposit.
Print eChecks
Deposit the eCheck
A Deluxe eCheck is deposited just like any other check — at a bank branch, through an ATM or using Remote Deposit Capture on a smartphone.  When available, if the recipient needs access to an eCheck payment even faster, they can opt in for those funds to be available in their bank account in minutes by using Instant Funds* powered by Hyperwallet

Learn more about eDeposits >>

*Majority of transactions will be funded within 30 minutes, but it could take up to 2 business days. The funds availability timing for the initial transaction will generally be indicative of future transactions for the account you set up. A small fee will be charged to the eCheck recipient for each eDeposit. Check clearing provided by our partner bank.

Works seamlessly with QuickBooks and other accounting software

Deluxe eChecks integrate flawlessly into your current accounts payable process — including QuickBooks® Desktop and QuickBooks Online — without additional software or fees.

Learn more how eChecks integrate with QuickBooks and other accounting software»

echecks mobile App

Make payments on the go

Make payments anytime, from anywhere, using the Deluxe Mobile Checkbook app on your smartphone or mobile device.Learn more about the Mobile Checkbook app »
echecks mobile App
echecks mobile App
echecks mobile App
echecks mobile App

 QuickBooks is a registered trademark of Intuit, Inc.  

100% Satisfaction Guarantee

Deluxe eChecks are guaranteed to save you time and money. If, within 60 days, you’re not completely satisfied with your eChecks experience, Deluxe will refund the unused portion of your eChecks order.

Help & Support

Customer Support: 800.631.8962
Monday-Friday -- 7:00 am - 10:00 pm CST
Saturday -- 8:00 am - 4:30 pm CST
Online Chat »